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What Is the 1095 Health Insurance Tax Form?

Forms 1095-A, 1095-B, and 1095-C are used to report health insurance coverage to individuals and the IRS. Form 1095-A is necessary to complete Form...

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Understanding Medicare Advantage Vision Benefits

Medicare vision plans under Parts A and B can be limited. Here’s what Medicare Advantage may and may not cover, plus how to enroll. Knowing what...

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What Is a Medical Loss Ratio?

Medical loss ratio measures the percentage of a health plan's revenue that is spent on medical care and quality improvements, as opposed to...

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The Medicaid Coverage Gap: Everything You Need to Know

Many uninsured Americans fall into the Medicaid coverage gap due to income level and home state. Learn more about what this means and who it affects....

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Special Enrollment Periods for Employer-Sponsored Health Insurance

Employer-sponsored health insurance has specific rules for special enrollment periods. Learn more about how they work. If you have health insurance...

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Special Enrollment Periods for Individual Health Insurance

A special enrollment period allows you to enroll or make a change to your individual/family health insurance, outside of the annual enrollment...

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Does Medicare Cover Counseling?

Medicare offers coverage for therapy with plan-specific guidelines. Learn what is and isn’t covered, plus how to find mental health providers....

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Medicare Abuse: How to Recognize It, What to Do

Medicare abuse is a kind of Medicare fraud like recipient identity theft or filing false claims. Learn how to spot, prevent and report Medicare...

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Best Dental Insurance for No Waiting Period

We reviewed and compared coverage, premiums, and treatment offerings for dental insurance for no waiting periods. This list will help you find the...

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Best Dental Insurance for Implants

The best dental insurance for implants should offer a range of plans, short or no waiting periods, and reasonable deductibles. We reviewed the best...

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Best Dental Insurance

Looking for affordable dental insurance that provides the coverage you need? We reviewed and compared the costs, benefits and waiting periods of...

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Best Dental Insurance for Seniors

Dental insurance for seniors should offer reasonable waiting periods, low deductibles and a variety of plans. We rounded up the best dental insurance...

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What Is the ACA’s Employer Mandate?

The ACA employer mandate requires large businesses to offer comprehensive, affordable coverage to full-time employees or face potential penalties....

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Mental Health Parity Rules for Health Insurance

If your health plan covers mental health care, it can't impose more restrictive rules than it uses for medical/surgical care. Mental health...

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Enrolling in Individual Health Insurance With a Qualifying Event

Outside of open enrollment, you'll need a qualifying event in order to purchase a health insurance policy. Open enrollment in the individual...

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Health Insurance Mandate

Learn about one of the more controversial parts of the health reform legislation: the issue of a health insurance mandate. One of the more...

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How Does the HSA Testing Period Work?

If you become HSA-eligible mid-year, the IRS will allow you to make the full annual HSA contribution. But you'll be subject to their testing...

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Best Dental Insurance for Seniors

Dental insurance for seniors should offer reasonable waiting periods, low deductibles and a variety of plans. We rounded up the best dental insurance...

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Medicare and Stem Cell Therapy: What’s Covered?

Medicare coverage for stem cell injections is varied. It depends on your plan and whether the FDA has approved stem cell therapy for your condition....

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What Is a Health Insurance Navigator?

Navigators provide outreach, enrollment assistance, and post-enrollment assistance to people who shop in the ACA-created health insurance exchanges....

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Does Medicare Cover Dental?

Medicare does not cover most dental procedures. Learn more about what is covered and how to get the care you need affordably on Medicare. Medicare...

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Chronic Care Management for Medicare

More than five in six Medicare enrollees have one or more chronic medical conditions. This is how Medicare’s Chronic Care Management Program can...

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How to Prevent Hospital Readmissions

No one wants to go to the hospital, never mind more than once. The Hospital Readmission Reduction Program tries to keep you out of the hospital. Most...

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How to Make the Most of the Medicare Annual Enrollment Period

The Medicare Annual Enrollment Period runs October 15 to December 7. Avoid these common mistakes, and find the right plan for your needs. The...

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Does Medicare Pay for Breast Ultrasound?

Mammograms can sometimes miss cancer in women with dense breasts. That's when a breast ultrasound can help. Medicare covers it, but it won't...

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Which States Run Their Own Health Insurance Exchanges?

Fourteen states and the District of Columbia run their own health insurance exchanges in 2021, and more are planning to join them in 2022. Under the...

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Health Insurance Rule Changes for 2022

HHS finalized health insurance rule changes for 2022, including a longer open enrollment period and year-round enrollment for low-income applicants....

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How Are Wellness Programs Regulated?

Wellness programs are popular with employers and employees. These programs must comply with various nondiscrimination requirements. There is no doubt...

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