Health Insurance Overview

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Health Insurance Mandate

Learn about one of the more controversial parts of the health reform legislation: the issue of a health insurance mandate. One of the more controversial parts of the Affordable Care Act is the issue of a health insurance mandate – the requirement...

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How Does the HSA Testing Period Work?

If you become HSA-eligible mid-year, the IRS will allow you to make the full annual HSA contribution. But you'll be subject to their testing period. The HSA testing period is a way for the IRS to make sure that people aren't contributing more...

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Does Medicare Pay for Breast Ultrasound?

Mammograms can sometimes miss cancer in women with dense breasts. That's when a breast ultrasound can help. Medicare covers it, but it won't be free. Mammograms are considered the gold standard for breast cancer screening, but they are not...

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Health Insurance Rule Changes for 2022

HHS finalized health insurance rule changes for 2022, including a longer open enrollment period and year-round enrollment for low-income applicants. Each year, the Department of Health and Human Services (HHS) and Department of the Treasury finalize...

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How Are Wellness Programs Regulated?

Wellness programs are popular with employers and employees. These programs must comply with various nondiscrimination requirements. There is no doubt that workplace wellness programs are popular with employers and employees alike. As of 2019, 84% of...

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