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An Individualized Education Plan (IEP) is designed to identify disabilities in children and provide a personalized plan to fit their learning needs. An Individualized Education Plan (IEP) helps children with disabilities receive personalized and specific assistance. This written plan allows them to receive special education or other resources needed to be more successful in school.After a

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What Is the 1095 Health Insurance Tax Form?

Forms 1095-A, 1095-B, and 1095-C are used to report health insurance coverage to individuals and the IRS. Form 1095-A is necessary to complete Form 8962. The Affordable Care Act resulted in the creation of some new tax forms, including Form 1095-A, Form 1095-B, and Form 1095-C. These forms are sent to individuals and the Internal Revenue Service (IRS) early each year, to report details about the

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Understanding Medicare Advantage Vision Benefits

Medicare vision plans under Parts A and B can be limited. Here’s what Medicare Advantage may and may not cover, plus how to enroll. Knowing what Medicare vision care benefits you have and don’t have is important for your health. Vision care is not only about getting a good pair of eyeglasses. It is about preventing or managing eye conditions that could lead to vision loss.

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What Is a 504 Plan?

A 504 plan is a formal plan developed to support children with disabilities in school. Learn more about how this plan is developed and what it covers. A 504 plan is part of an antidiscrimination law in the United States. It helps provide resources for children with disabilities. Students with a mental health or physical disability that impacts their ability to carry out activities of daily living

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Every Student Succeeds Act (ESSA): What to Know

Every Student Succeeds Act (ESSA) governs public education policy. The ESSA replaced the No Child Left Behind Act. Learn more about what it entails. In 2002, the U.S. Congress developed the No Child Left Behind Act (NCLB) to address concerns regarding public education. Over the years, problems with the NCLB emerged. One of the most common issues was its heavy reliance on test scores to measure

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What Is a Medical Loss Ratio?

Medical loss ratio measures the percentage of a health plan's revenue that is spent on medical care and quality improvements, as opposed to overhead. Medical loss ratio (MLR) refers to the percentage of a health plan's revenue that's used for medical care and quality improvements, as opposed to administrative costs. The Affordable Care Act (ACA) imposed minimum MLR requirements for

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What Is HIPAA?

Health Insurance Portability and Accountability Act (HIPAA) protects access to health insurance coverage and secures sensitive healthcare information. HIPAA refers to the Health Insurance Portability and Accountability Act, which was signed into law by President Bill Clinton in 1996.According to the legislation itself, the stated goal of HIPAA was "to improve portability and continuity of

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The Medicaid Coverage Gap: Everything You Need to Know

Many uninsured Americans fall into the Medicaid coverage gap due to income level and home state. Learn more about what this means and who it affects. Medicaid is a government-run program that provides health coverage to Americans with low income (note that Medicaid and Medicare are two very different programs). The Medicaid program is jointly funded and run by the federal government and the state

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What the Public Needs to Know About PFAS (Forever Chemicals)

PFAS (forever chemicals) are a group of man-made chemicals found in countless everyday products. Understand the health risks and what you can do. Toxic chemicals known as perfluoroalkyl and polyfluoroalkyl substances (PFAS) might have harmful health effects. They are known as "forever chemicals" because they never break down and, when taken in, remain present in the human body.PFAS are found

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What Neuroscientists & Dietitians Swear By For All-Day Focus & Attention

Benefits include sustained mental and physical energy, concentration, and productivity.*

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CDC Recommends COVID Boosters for 5- to 11-Year-Olds

Kids ages 5 to 11 can now get a booster shot of the COVID vaccine. Learn how the organization made this decision, and what it means for families. Key TakeawaysThe Centers for Disease Control and Prevention now recommends Pfizer booster shots for children ages 5 and older.Pediatricians say boosters are important to keep young children safe from the virus, but more children need to get their

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